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Equity Communications (95.1 WAYV) is conducting an on air contest awarding selected local listeners in Atlantic, Cape May, Cumberland and Ocean Counties, NJ $1,000.00 who know the 95.1 WAYV Phrase That Pays. Contest dates are: October 9, 2014 through December 15, 2014. Contestants must meet the following requirements: Must be 18 years of age or older, proof of age and valid driver’s license or state issued ID required. Must reside in Atlantic,Cape May Cumberland or Ocean Counties, NJ within the station’s on air listening radius. How to enter: 1) Online via website registration page at 951WAYV.COM. 2) Via mail. Please Note: Those persons entered in previous Phrase That Pays contests are NOT automatically entered in this contest.Names are chosen at random and announced on the air, during specific times frames suggested by the contestant. Listeners have 30 minutes to call the station phone line (609-484-WAYV and state the following phrase in order to win $1,000.00: “I LISTEN TO 95.1 WAYV, NOW GIVE ME MY MONEY!” Must be 18 years or older to win. Non-transferrable. Check must be picked up at the address above during business hours within 60 days of winning. Checks will not be mailed. Employees of Equity Communications or other participating sponsors, their agencies, agents, assigns, clients and immediate families are not eligible to enter.  The term immediate family includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as “in-laws”, or by current or past marriage(s), remarriage(s) adoption, co-habitation or other family extension and any other persons residing at the same household whether or not related. One winner per household. If a winner cannot be contacted, OR does not state the Phrase that Pays correctly, or is disqualified, Equity Communications reserve the right to determine an alternate winner. All federal, state and/or local laws, rules and regulations apply.  Winner may be required to sign Company release and disclaimer forms in addition to Federal Tax Form W9.  Once accepted, prizes cannot be revoked/returned by winner to avoid tax obligation. Some or all taxes, fees and personal purchases may not be included and, as such, are the responsibility of the winner and cannot be credited for cash value.Submission of any entry gives Company the right to modify, edit, publish or otherwise change or exploit the images, contained in any and all related materials in any manner whatsoever. By participating, all participants and winner(s) grant Company exclusive permission to use their names, characters, photographs, voices and likenesses in connection with promotion of this and other contests and waive any claims to royalty, right or remuneration for such use.